Reconciled & documented
Every dollar below pairs an insurer's adjudicated claim with the bank payment that settled it — the two halves of IRS-grade proof, stapled automatically.
The engine explains each pairing. You confirm — nothing joins the ledger on its own.
Confirmed pairs — claim and payment, permanently linked.
The insurer says you owe these. No matching payment found yet.
You paid these medical merchants, but no claim explains them — possible cash-pay expenses worth capturing.
Three steps. The engine does the arithmetic; you stay in charge.
HSA rules let you reimburse yourself for out-of-pocket medical expenses at any point in the future — but only with proof. The claim shows what you legitimately owed after insurance; the payment shows you actually paid it out of pocket. Together they're the evidence an audit asks for. Apart, they're just paperwork.
That's normal, and it's what the engine is for. It recognizes line items composing one charge, payment plans spreading one bill over months (with paid-so-far and remaining tracked live), several visits bundled into one charge, and near-misses like card surcharges — and explains each in plain English before you confirm.
A payment to a medical merchant with no claim behind it — often a cash-pay expense (glasses, therapy, pharmacy) you'd otherwise forget. Each one may be reimbursable money; the full product lets you attach a receipt and add it to your ledger.
No. This entire demo — engine, data, interface — runs inside this page in your browser. Nothing is uploaded, tracked, or saved. Press Reset and it's as if you were never here.
Real connections to your insurer (patient-authorized claims access across 350+ health plans) and your bank, accounts that remember your confirmed matches, live AI adjudication, and audit-ready exports — with your data exportable on every plan, always.